💸 Post | How to Cut Back on Spendingکم کردن هزینه‌ها لزوماً به معنی این نیست که دیگر هیچ چیزی نخریم یا از زندگی لذت نبریم. هدف این است که آگاهانه‌تر خرج کنیم، هزینه‌های غیرضروری را شناسایی کنیم و برای پولمان اولویت تعیین کنیم.در انگلیسی برای این موضوع عبارت‌های خیلی طبیعی و کاربردی داریم. 👇🧾 Track Your Spendingمخارجت رو پیگیری کنT record and monitor where your money goes.📖 Start by tracking your spending for a month.📖 I tracked my spending and realized I was spending too much on food delivery.💡 Collocations:✅ track your spending✅ track your expenses✅ monitor your spending✅ analyze your spending✅ keep track of expenses✂️ Cut Back on Unnecessary Expensesهزینه‌های غیرضروری رو کاهش بدهCut back onTo reduce the amount you spend or use.📖 I'm trying to cut back on eating out.📖 We need to cut back on unnecessary expenses.💡 Collocations:✅ cut back on spending✅ cut back on expenses✅ cut back on eating out✅ cut back on subscriptions✅ reduce unnecessary expenses🍱 Eat Out Lessکمتر بیرون غذا بخورEat outEat at a restaurant instead of at home.📖 We're trying to eat out less this month.📖 Cooking at home can help you cut down on food expenses.💡 Collocations:✅ eat out less✅ cut down on eating out✅ cook at home✅ food expenses✅ dining-out expenses📱 Cancel Unused Subscriptionsاشتراک‌هایی رو که استفاده نمی‌کنی لغو کنخیلی وقت‌ها هزینه‌های کوچیک به چشم نمی‌یان، اما در طول سال مبلغ قابل توجهی می‌شن.Unused subscriptionA subscription you pay for but rarely or never use.📖 I canceled several unused subscriptions.📖 Check your bank statement for subscriptions you no longer use.💡 Collocations:✅ cancel a subscription✅ unused subscription✅ monthly subscription✅ subscription fee✅ recurring payment💡 Recurring paymentA payment that is automatically charged repeatedly.📖 I forgot about the recurring payment for that app.💳 Set a Spending Limitبرای خرج کردن سقف تعیین کنSpending limitThe maximum amount you allow yourself to spend.📖 I set a weekly spending limit for myself.📖 Setting a spending limit helps me control my expenses.💡 Collocations:✅ set a spending limit✅ stick to a spending limit✅ weekly spending limit✅ monthly spending limit✅ spending capSpending capA maximum amount that can be spent.📖 I set a spending cap for online shopping.🏷️ Buy What You Need, Not What You WantNeeds vs. wantsNeeds → چیزهایی که واقعاً به اون‌ها نیاز داریمWants → چیزهایی که دوست داریم داشته باشیم📖 Before buying something, ask yourself whether it's a need or a want.📖 Learning to distinguish between needs and wants can improve your spending habits.💡 Collocations:✅ essential needs✅ basic needs✅ unnecessary wants✅ distinguish between needs and wants✅ prioritize your needs💰 Use the 24-Hour Ruleقانون ۲۴ ساعت رو امتحان کنبرای خریدهای غیرضروری، به‌خصوص خریدهای گران، 24 ساعت صبر کن.Sleep on itWait before making a decision so you can think about it.📖 It's quite expensive, so I'll sleep on it before I buy it.📖 I usually sleep on expensive purchases.💡 Collocations:✅ sleep on a decision✅ sleep on it✅ think it over✅ reconsider a purchase#money